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Canada Bond & Lending Rates

Understanding market conditions is an important part of making informed financing decisions.
Use the current benchmark rates below as a general reference when evaluating commercial mortgage opportunities.

CANADA HOUSING TRUST (CMB)

Bond Rates (As of 06/25/2026)

Product
Rate
5 - Year
3.22%
10 - Year
3.63%

GOVERNMENT OF CANADA (GOC)

Benchmark Bond Rates (As of 06/25/2026)

Product
Rate
5 - Year
3.01%
10 - Year
3.38%

CANADIAN PRIME LENDING RATE

Average Bank Lending Rate (As of 06/25/2026)

Product
Rate
June 2026
4.45%

CANADA HOUSING TRUST (CMB)

Bond Rates (As of 06/25/2026)

Product
Rate
5 - Year
3.22%
10 - Year
3.63%

GOVERNMENT OF CANADA (GOC)

Benchmark Bond Rates (As of 06/25/2026)

Product
Rate
5 - Year
3.01%
10 - Year
3.38%

CANADIAN PRIME LENDING RATE

Average Bank Lending Rate (As of 06/25/2026)

Product
Rate
June 2026
4.45%